Your Health Insurance Carriers Guide with man in a medical suit

What is a Health Insurance Carrier?

A carrier is the insurance company behind your Affordable Care Act health insurance, managing its own provider network, plan designs, pricing, and customer support while determining service areas, plan types, and how claims, denials, and appeals are handled.

This guide provides a concise, consistent overview of major Marketplace carriers using federal datasets and independent reporting.

Search the directory below to explore carriers participating in the Health Insurance Marketplace.

2026 Marketplace State Carrier Directory
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