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Health Insurance or Dental Insurance

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4 Plan TiersFor Health Insurance
10 Essential BenefitsProvided by Health Insurance
$12,000 Maximum2027 ACA Out-of-Pocket Limit
100+ Available PlansAcross Participating Carriers
365 DaysOf Available Help

Enrollment in 3 Easy Steps

  1. 1

    Calculate Coverage

    Answer some questions to access plans and savings.

  2. 2

    Review Plans

    See quote details like pricing, networks, benefits, and more.

  3. 3

    Get Covered

    Enroll in your plan with privacy and high-quality assistance.

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Marketplace Health Insurance Explained

The Affordable Care Act (ACA) marketplace allows individuals, families, and small business owners to shop for medical or dental coverage.

These plans include benefits such as services such as preventive care, prescriptions, emergency care, hospitalization, maternity care, and coverage for pre-existing conditions.

Many qualify for income-based savings that lower monthly premiums, and eligible enrollees may also receive reduced out-of-pocket healthcare costs through additional savings programs.

When shopping, if you prefer lower monthly premiums and don't mind a higher deductible and out-of-pocket maximum, consider Bronze or Expanded Bronze plans.

For better coverage, consider Gold or, if available, Platinum plans, which have higher premiums, lower deductibles, and a lower out-of-pocket maximum.

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Marketplace Health Insurance Benefits

  • Pre-existing conditions receive full coverage with no medical underwriting or higher premiums.
  • Bronze, Silver, Gold, and Platinum plans provide flexible options for monthly and yearly costs.
  • Silver Cost-Sharing Reductions lower deductibles, copays, coinsurance, and more.
  • Laboratory services and preventive care include checkups, vaccines, screenings, and wellness.
  • No Surprises Act protections help prevent unexpected bills for out-of-network medical care.
  • Essential health benefits never have lifetime or annual dollar limits placed on coverage.
  • Coverage includes ambulatory outpatient care, emergency services, surgery, and hospital stays.
  • Benefits cover maternity care, newborn care, mental health, and substance use services.
  • Prescription coverage includes medications plus rehabilitative and habilitative care services.
  • Pediatric coverage includes essential medical, dental, and vision care services for children.
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Check Your Marketplace Subsidy Eligibility

If eligible, cost-sharing reductions can lower your deductible, copays, and other out-of-pocket costs.

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You May Qualify for a Plan That Covers

94%

Of Covered Healthcare Costs on Average*

*94% actuarial value is available only with eligible Silver plans. Actual costs vary.

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Our Valley of the Sun

Enrollment Coverage, founded by Jonathan Cubeta, is based in the Phoenix, Arizona area. Our mission is simple: to help individuals, families, and small businesses across the nation compare and save on Marketplace health insurance!

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Why Clients Choose Enrollment Coverage

Marketplace Access
Yes
Tailored Estimates
Yes
Application Guidance
No
Subsidy Guidance
No
Network Guidance
No
Pharmacy Guidance
No
Cost Clarity
No
Claims Support
No
Direct Enrollment
No
Data Privacy
No
Choose Coverage
A medical examination

Health Plans

  • Doctor and specialist visits.
  • Preventive and wellness care.
  • Emergency services.
  • Hospitalization and surgery.
  • Prescription medications.
  • Maternity and newborn care.
  • Mental health and substance use care.
  • Laboratory and diagnostic services.
  • Rehabilitative and habilitative care.
  • Pediatric care, including oral and vision.
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A dental examination

Dental Plans

  • Routine exams and cleanings.
  • Dental X-rays.
  • Fluoride treatments.
  • Dental sealants.
  • Fillings.
  • Simple tooth extractions.
  • Root canal treatment.
  • Periodontal care.
  • Crowns and major restorative care.
  • Dentures and bridges.
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