What is a Health Insurance Carrier?

A carrier is the insurance company behind your Affordable Care Act health insurance, managing its own provider network, plan designs, pricing, and customer support while determining service areas, plan types, and how claims, denials, and appeals are handled.

This guide uses 2026 federal and State-based Marketplace datasets to organize medical carriers by state, county service area, HIOS issuer ID, plan type, and metal level.

Search or filter the directory below to explore carriers participating in the Individual Health Insurance Marketplace for plan year 2026.