Last Updated: October 31, 2025
Welcome to Enrollment Coverage (“we,” “us,” or “our”). These Terms of Use (“Terms”) explain the conditions under which you may access and use our website, quote builder, and related tools (collectively, the “Service”).
By using our site, submitting a quote request, or viewing plan information, you agree to these Terms and our Privacy Policy. If you do not agree, please discontinue using the Service.
Enrollment Coverage is a licensed independent health insurance brokerage providing access to Affordable Care Act (ACA) Marketplace plans, private off-exchange options, and supplemental coverage through trusted platforms such as HealthSherpa. We are not an insurance company and do not issue or underwrite insurance policies. All policy decisions and coverage terms are made by licensed insurance carriers.
Our purpose is to create a transparent, self-service environment where individuals, families, and small businesses can compare and enroll in coverage independently, without the pressure, spam, or cold calls common to large call centers. Support from a licensed agent is available only when you request it.
The Service is intended for U.S. residents aged 18 or older. By using this site, you confirm that you meet this requirement and that your use complies with all applicable laws. You are responsible for ensuring that the information you provide is accurate and lawful to submit.
Most areas of our site are available without registration. Certain quoting or enrollment tools may request limited details such as ZIP code, age, or household size to generate plan options. You agree that all information you submit is complete and accurate to the best of your knowledge.
You are responsible for maintaining the security of your device and internet connection while using our Service. We may restrict access if fraudulent or disruptive activity is detected.
Enrollment Coverage does not use automated dialing systems, mass marketing messages, or sales-based follow-ups. We believe in direct, transparent communication initiated only by you. When you contact us through a form, call, or email, we may respond personally to provide assistance, clarify information, or complete your request.
We do not maintain mailing lists for promotional outreach, sell leads, or share contact information with outside marketing agencies. If you no longer wish to receive a follow-up related to your inquiry, simply let us know and we will discontinue contact immediately. All communications from us are one-to-one, human, and permission-based.
You agree to use our website and tools solely for lawful, informational, and personal purposes related to researching and comparing insurance coverage. You must not:
All premium payments are made directly to the insurance carrier or their authorized payment processor. Enrollment Coverage does not collect, process, or store payment information on its servers and does not handle financial transactions.
All website content, including text, graphics, design, and branding, is owned by Enrollment Coverage or its licensors. You may not copy, reproduce, modify, or distribute any materials without written permission.
Our website may include links to third-party resources such as HealthSherpa or HealthCare.gov. These external sites maintain their own privacy and security policies. Enrollment Coverage is not responsible for their practices, content, or performance. We encourage you to review those policies directly before submitting personal information.
We respect your privacy and safeguard your information with secure, encrypted processes. Enrollment Coverage does not store Social Security numbers, financial details, or medical records on our servers. Sensitive data is entered only within federally approved systems such as HealthSherpa, which operate under CMS Enhanced Direct Enrollment (EDE) and HIPAA-compliant standards.
For full details, please review our Privacy Policy.
The Service and its materials are provided “as is” and “as available.” Enrollment Coverage makes no guarantee regarding the accuracy or completeness of plan data or third-party information. Eligibility, rates, and plan availability are determined solely by insurance carriers and may vary by state, age, or household composition.
To the fullest extent permitted by law, Enrollment Coverage and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Service or reliance on quote information. Your sole remedy for dissatisfaction is to discontinue using the site.
You agree to indemnify and hold harmless Enrollment Coverage, its representatives, and partners from any claim, liability, or expense resulting from your misuse of the Service or violation of these Terms.
We may update these Terms periodically to reflect legal, regulatory, or operational changes. The current version will always be displayed on this page with the effective date noted above. Continued use of the Service indicates your acceptance of any updates.
These Terms are governed by the laws of the State of Arizona. Any disputes arising under these Terms shall be resolved exclusively within the courts of Maricopa County, Arizona.
For questions, compliance requests, or general assistance, please contact:
Enrollment Coverage
Phoenix, Arizona, United States
Phone: 480-648-4769
Email: jon@enrollmentcoverage.com