Simulate Health Coverage

With health insurance, you can split the cost of eligible medical expenses with your insurance company; your out-of-pocket cost depends on the deductible, coinsurance, and out-of-pocket maximum.

Work through the examples using the simulator by comparing your estimated out-of-pocket cost with what a typical health plan covers and what you would pay out of pocket.

This basic yet educational example applies the displayed deductible and coinsurance to one in-network allowed amount, then limits your share to the displayed out-of-pocket maximum.