Your Health Insurance Cost Guide with a medical claim
Article 1 Minute Read November 2025

See National Medical Costs

Health insurance manages the cost of medical care by sharing expenses across many services, rather than having each person pay the full amount for the care they receive.

The chart below shows patterns of state-level healthcare spending and illustrates how costs are distributed across the main medical categories.

If you want a better understanding of how healthcare money is usually spent in your state, this will help you put Marketplace plan pricing, details, network specifications, and why services make up a larger share of costs into context.

State Medical Spending Comparison

Annual Health Spending Per Person

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Average Annual State Medical Spending

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